~1 min read
Financial Ratios Dashboard
This calculator computes six key ratios across four categories in a single view, letting you assess a company's full financial health from one set of inputs.
Profitability Ratios
Gross Margin = (Revenue − COGS) ÷ Revenue Measures production efficiency and pricing power. Compare against industry peers.
Net Margin = Net Income ÷ Revenue The bottom-line percentage shareholders keep from each dollar of revenue.
Return Ratios
ROE (Return on Equity) = Net Income ÷ Shareholders' Equity Measures how well management generates returns for equity holders. S&P 500 average: ~15%.
ROA (Return on Assets) = Net Income ÷ Total Assets Asset-utilization efficiency. Asset-light businesses (SaaS, consulting) score much higher than asset-heavy ones (manufacturing, utilities).
Leverage Ratios
Debt-to-Equity = Total Debt ÷ Equity Financial risk indicator. D/E > 2 generally indicates significant leverage; varies greatly by industry.
Liquidity Ratios
Current Ratio = Current Assets ÷ Current Liabilities Short-term solvency. A ratio below 1.0 means current liabilities exceed current assets — a liquidity warning sign.
Using Ratios Together
No single ratio tells the whole story. High ROE with very high D/E may mean leverage is inflating returns. Strong margins with a weak current ratio may indicate cash flow problems. Use all six together for a balanced assessment.